马赛克首席贷款官艾琳·塔尔伯特（Erin Talbot）

Like so many areas of the economy, the solar industry has been hit hard by COVID-19. The need to socially distance has challenged traditional in-person sales, and economic uncertainty has made many homeowners more cautious about spending cash.

结果：经过创纪录的Q1开始之后住宅太阳能安装人员报告说，第二季度需求下降，Woodmackenzie Power＆Renewables预计在2020年的年度安装中总体上的年度安装量总数降低。

Amidst all this, solar can still play a major role in our response to COVID-19.

家owners are spending more time at home and seeing their electricity use increase as a result, making the energy bill savings of solar – and, in many cases, the added resilience of battery storage – more appealing than ever. Solar has also been one of the biggest job creators in America over the past decade, and a rebound of our industry could help power a broader economic recovery.

Continued financing innovation will be a key to helping solar companies bounce back from the challenges of 2020. That’s why we’re incredibly excited to announce the launch ofPowerSwitch ZERO, a breakthrough financing solution that can help installers get back to work building a brighter future for their customers.

需要零

PowerSwitch ZERO allows installers to offer their customers access to an unmatched value proposition: go solar today with zero payments for the first 12 months*, followed by a choice of 10-, 15-, or 20-year loan terms after the promo period. This is an industry first for residential solar loans, and the latest example of Mosaic’s long history of leadership in expanding access to solar financing.

It’s also the right product for this unprecedented moment, allowing homeowners to start reducing energy costs saving immediately while simultaneously conserving their cash.

PowerSwitch ZERO also gives installers the flexibility to meet increasingly diverse customer needs. Homeowner interest in battery systems has been growing steadily, particularly in areas prone to wildfires or storms, and the pandemic has made this resilience even more vital. Customers may also need roof repairs related to their solar installation, or want installations on secondary or rental homes. PowerSwitch ZERO is a simple, all-in-one financing solution that covers all of these situations.

最后，确保房主和销售人员的安全至关重要。通过提供从铅到贷款签署的无联系贷款流程，安装人员可以与客户建立信任和舒适，并继续完成交易。

零如何帮助安装程序

PowerSwitch Zero为您提供了行业优先的产品，以帮助您的太阳能公司脱颖而出并完成更多交易，但是安装人员的好处并没有结束。像Mosaic平台上的所有融资解决方案一样，PowerSwitch Zero是与我们的Installer Partners合作开发的，我们为构建创新工具而感到自豪，以帮助您改善业务流程。

马赛克融资平台的核心是Portal 2X，我们可从任何移动设备或台式计算机访问的在线销售工具。作为PowerSwitch Zero启动的一部分，我们已更新了该行业领先的软件，以无缝地适合您的销售流程，并比以往任何时候都更容易完成交易。功能包括：

• Streamlined application：只需单击几下，您就可以引用，从任何设备中获得预批准的决定，申请并关闭PowerSwitch零贷款。
• Fast approvals:Get final approval decisions faster than ever before, with loans typically approved nearly instantly.
• Flexible process:Portal 2X offers multiple paths to introduce financing into your sales process, including an option for customer pre-approval with a soft credit check.
• 销售管道访问：即时访问你的销售管道,因此所有的你need to sell and manage solar loans can fit in your pocket.

This fully online platform also meets today’s need for contact-free selling. Many installers have transitioned to online sales processes using tools like Zoom to meet with customers virtually, and Portal 2X fits right into this new paradigm.

您可以指望的伴侣

The economic uncertainty stemming from Covid-19 isn’t just impacting homeowners and installers; it’s also affecting many solar financing providers, some of whom have had to stop lending in recent months. Fortunately, you don’t have to worry about that when you partner with Mosaic, thanks to an unrivaled track record of originating over $3.5 billion in solar loans through our platform since 2012 – and deep financial backing that means that our partners can count on us to be there for them even in today’s challenging conditions.

我们的合作伙伴对于帮助所有美国人获得清洁能源的好处至关重要，而这一使命从未如此重要。这就是为什么我们比以往任何时候都更容易与Mosaic合作，并提供包容性承包商的批准流程，而无需财务，也没有上传文件。

With the ability to offer PowerSwitch ZERO and our streamlined application process, It’s the perfect time to become a Mosaic partner – click这里了解更多并开始。

* Interest accrues during the 12-month promotional period and is waived if the loan is paid in full by the end of that period. Otherwise, if the principal balance is not paid in full by the end of that period, interest will be charged from the start date of the loan.

所有Powerswitch零贷款由FDIC成员，平等住房贷方的韦伯克提供的零贷款。

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